Service for NACA Member

FREE Forensic Audits for NACA Members.

The Neighborhood Assistance Corporation of America ("NACA") is one of the nation's largest non-profits with over 30 offices nationwide. It deals exclusively in community advocacy and homeownership issues.
NACA is one of the most effective organization in helping struggling homeowners obtain loan modifications as they have special “loan restructure” agreements in place with many of the top mortgage servicing companies. If they are unable to come to an agreement with your mortgage servicer, then they are given the opportunity to go directly to the investor who holds the loan.
As a NACA Member, you are entitled to a FREE Forensic Audit on your mortgage loan. This is one of the many benefits that NACA extends to its Members.

If you are NOT yet a NACA Member, Click on the button below to find out more on becoming a NACA Member:

Forensic Audit Overview

What is the Purpose of a Forensic Audit?

The purpose of the Forensic Mortgage Audit is to provide the reader with an in depth third party forensic investigation of the loan attributes, sequence of events, business and compliance practices followed throughout your Mortgage loan transaction.

The Forensic Mortgage Audit Report will identify potential deficiencies, discrepancies, errors and statutory violations of consumer protection statutes that may present opportunities for negotiation, litigation or settlement within your mortgage loan such as TILA, RESPA, ECOA, HOEPA, FCRA, & State UDAP. The audit may also reveal the presence of TILA violations as grounds for you to exercise the extended (three year) right to rescind the mortgage loan.
CMAC's proprietary Violation Assessment Model (VAM) is easy to read and articulates the specific statute violations revealed during the course of the examination, their cause, applicable regulation and/or case law and possible remedies available.
In addition to the review of documents, you will be interviewed to find your perspective on the events leading up to the loan closing, and later to events leading up to default and foreclosure - if this stage has been reached .